<?xml version="1.0" encoding="UTF-8"?>
<!--
  Hand-maintained. Every URL that has a Spanish twin declares the COMPLETE
  alternate set — en, es and x-default — and declares it on BOTH members of the
  pair, including a self-reference, which is what sitemap hreflang requires: an
  annotation only counts when the page it points at returns it.

  The pairs, and the single source that decides them, live in
  src/config/localeRoutes.js (LOCALIZED_ROUTES). scripts/hreflang-check.mjs reads
  this file out of the build and fails if it disagrees with that module or with
  the <link rel="alternate"> tags in the prerendered documents, so this file
  cannot quietly drift out of step with the app.

  DELIBERATELY ABSENT: /pe/map and /es/pe/map. Peru is a staging activation —
  both documents render noindex, so listing either one (or annotating them as a
  pair) would invite Google into a surface that is not published yet.

  Also absent from any alternate set: /dashboard, /sofipo-dashboard and
  /llms.txt. Those surfaces exist in English only; an hreflang pointing at a
  /es/ URL that does not exist is worse than no hreflang at all.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://mapafintech.com/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://mapafintech.com/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://mapafintech.com/es"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://mapafintech.com/"/>
    <lastmod>2026-07-30</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://mapafintech.com/es</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://mapafintech.com/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://mapafintech.com/es"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://mapafintech.com/"/>
    <lastmod>2026-07-30</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://mapafintech.com/mx/map</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://mapafintech.com/mx/map"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://mapafintech.com/es/mx/map"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://mapafintech.com/mx/map"/>
    <lastmod>2026-07-30</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://mapafintech.com/es/mx/map</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://mapafintech.com/mx/map"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://mapafintech.com/es/mx/map"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://mapafintech.com/mx/map"/>
    <lastmod>2026-07-30</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://mapafintech.com/co/map</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://mapafintech.com/co/map"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://mapafintech.com/es/co/map"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://mapafintech.com/co/map"/>
    <lastmod>2026-07-30</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://mapafintech.com/es/co/map</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://mapafintech.com/co/map"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://mapafintech.com/es/co/map"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://mapafintech.com/co/map"/>
    <lastmod>2026-07-30</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://mapafintech.com/dashboard</loc>
    <lastmod>2026-02-02</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://mapafintech.com/sofipo-dashboard</loc>
    <lastmod>2026-02-02</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://mapafintech.com/llms.txt</loc>
    <lastmod>2026-02-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
</urlset>
