Fintech Ecosystem Map: Peru

Artificial intelligence platform with a conversational analyst for digitizing credit products (consumer, SME, and group lending) at financial institutions; it includes biometric onboarding,…

TOC Biometrics is a company specialized in biometric identity verification and digital electronic signature. It uses facial biometrics with deep neural networks (based on FaceNet) to authenticate…

Financial system company that provides vehicle loans to segments not served by traditional banking (taxi drivers, entrepreneurs, etc.).

Online digital currency exchange (buying/selling of dollars and soles) for SMEs and individuals, with real-time exchange rates via bank transfers.

Digital factoring company that advances liquidity to businesses by discounting invoices and accounts receivable on a 100% online basis.

Stablecoin provider for cross-border payments in Latin America.

Agent Cash is a fintech that provides access to collection and payment services in rural areas through a network of agents, enabling financial transactions in places without coverage from traditional…

Personal finance management and financial education application aimed at helping users control their money; it operates mainly outside Peru.

Alfintech is the Banking as a Service (BaaS) division of Alfin Banco (Grupo Coril) that provides banking infrastructure to fintechs through APIs: it enables digital platforms to offer deposit…

Digital insurance broker that intermediates the purchase of policies by comparing coverage and prices; it operates under the corporate name QUEPLAN CORREDORES DE SEGUROS SpA (Chile).

Investment Fund Management Company (SAFI) that structures and manages private investment funds, supervised by the SMV.

Salary advance fintech (salary on demand) that allows employees to access earned income before the end of the month.

Online fast lending platform (S/100 to S/5,000) with assessment based on alternative data, without collateral, for individuals in Peru; registered with the SBS.

Credit marketplace and comparison platform that connects users with lenders and financial institutions to access personal loans; it operates mainly in Mexico with presence across LATAM.

Personal finance and wealth management platform for individuals, focused on organizing and growing the user's money.

Insurance company specialized in surety bonds, guarantees, and credit policies for businesses.

First 100% digital Peruvian neobank: it offers a virtual and physical Visa card, a digital account, and proprietary loans with alternative risk assessment, without physical branches; registered with…

Online personal loan platform for individuals with 100% digital assessment and disbursement.

Crypto-asset exchange platform focused on Peru/Bolivia for buying and selling crypto and dollars.

Lending and financing platform for individuals and businesses through digital channels; incorporated in Arequipa.

Customer and employee loyalty platform for businesses through benefit programs, points, gamification, and digital communication tools; more than 1 million users.

Data analytics and Big Data company focused on the Peruvian financial sector, providing scoring tools, information processing, and risk models to financial institutions and fintechs.

Digital currency exchange (buying/selling of dollars and soles) with an online platform for individuals and businesses.

Fund Management Company offering investment products and digital wealth management; corporate name.

Digital currency exchange (buying/selling of dollars and soles) via bank transfers.

Digital currency exchange that handles the online buying/selling of dollars and soles.

Digital currency exchange focused on the security of online exchange operations.

Online personal loan platform for individuals with digital approval and disbursement.

Online comparison platform for financial products (loans, cards, insurance, and bank accounts) from various institutions of the Peruvian financial system; with more than 15 years in the market.

Insurance broker that intermediates the purchase of policies and advises on their management for individuals and businesses.

Platform providing loans and comprehensive financing solutions to individuals through digital channels.

Lending fintech offering quality credit through technological tools fed by various social networks (optional) such as Facebook, LinkedIn, YouTube, Google+, etc., which allow it to identify customer…

Fintech that facilitates working capital financing for micro and small enterprises that supply the State, based on purchase orders, contracts, and invoices, using artificial intelligence for…

Savings and Credit Cooperative (COOPAC) currently in the process of dissolution and liquidation.

Digital credit and financing platform aimed at micro and small enterprises (SMEs).

Online trading platform via CFDs on various instruments, including crypto; it states that its CFDs are not locally regulated.

Culqi is a Peruvian fintech that offers online payment solutions for businesses, allowing them to accept credit and debit card payments as well as other digital methods, quickly and securely. Its…

Asset leasing and financing company; the domain 'cumpa.pe' and the corporate name 'Lease Capital SAC' suggest a credit or leasing model.

Digital financial services platform focused on managing and moving the user's money.

Do Payment is a Peruvian fintech that offers digital payment solutions focused on pay-in (collection) and pay-out (disbursement of funds) in real time, allowing businesses to send and receive funds…

Digital currency exchange (buying/selling of dollars and soles).

Vehicle financing platform for the purchase of automobiles, operated under the Domein Vehículos brand.

Electronic invoicing company (PSE/OSE authorized by SUNAT) that provides issuance and management services for electronic vouchers for businesses.

Electronic invoicing platform and issuance of electronic vouchers for businesses.

Platform for loans and financing to individuals through digital channels; incorporated in Callao.

Financial technology infrastructure platform (Open Finance and Banking as a Service) for institutions and fintechs in Latin America.

Electronic invoicing company and administrative management solutions for businesses; operates under the Factesol brand.

Electronic invoicing platform aimed at small businesses and entrepreneurs, with a presence in Piura.

Technology-based financing and lending platform for individuals and/or businesses through a digital channel.